Date of Award
2017
Document Type
Thesis
Degree Name
Bachelor of Arts
Department
Economics
First Advisor
Qi Ge
Abstract
This paper analyzes spending and saving behavior among students of various class years, ethnicities, and gender at Skidmore College using data collected from an original survey. The models incorporate both demographic characteristics as well as pertinent economic theory. Results indicate that Whites and Asians spend significantly more than other ethnicities while Blacks save significantly more. Findings also provide support for the Permanent Income Hypothesis, however, no significance was found regarding Hyperbolic Discounting.
Recommended Citation
Villanueva, Samantha, "An Analysis of the Factors Affecting the Spending and Saving Habits of College Students" (2017). Economics Student Theses and Capstone Projects. 36.
https://creativematter.skidmore.edu/econ_studt_schol/36